General Requrements for the University of Free State

  • Please click HERE to consult the 2026 Undergraduate Prospectus to ensure you meet the minimum entrance requirements before applying.
  • South African ID information will be verified by an external service provider. By continuing, you consent to this verification process.
  • Each prospective student must complete the online application.
  • Once your online application has been submitted and processed, you will receive a student number (Reference number).
  • Receiving a student number (Reference number) does NOT imply that you have been accepted by the University of the Free State yet
  • In the case of applicants re-writing Grade 12 subjects, applications will be processed on the current results available. If Grade 12 has been written more than once then your combined results must be submitted with your application.
  • Applicants writing the National Senior Certificate (NSC) through IEB or SACAI examining bodies can apply online by selecting “National Senior Certificate” under the Results Detail page of the online application process.
  • Applicants writing the Cambridge International Examination can apply online by selecting “Cambridge” under the Results Details page of the online application process
  • Applicants currently in Grade 12 are requested to provide school stamped copies of final Grade 11 and or grade 12 June report.
  • Applicants transferring from another university/tertiary institution are required to declare their previous studies when applying as well as upload an official full academic record/transcript with the certificate of conduct and degree/diploma certificate (where applicable).
  • The University of the Free State does not accept the General Education Development (GED) test for entry into any of its curricular undergraduate qualifications.  The GED is no longer recognised by Universities South Africa (USAf), and is not equivalent to a South African grade 12 (NSC/IEB/SACAI).  Applicants who completed the GED and would like to study towards an undergraduate curricular qualification are advised to register and complete a grade 12 NSC/IEB/SACAI or international equivalent thereof.
  • Applicants who did not complete /NSC/IEB must have USAF accreditation from the examination board for South African Universities. Click HERE to apply online for conditional exemption, foreign conditional exemption, or mature age conditional exemption, or send an email to applications@usaf.ac.za

Application Helpdesk Enquiries:

Connect Kovsie2Bot on Whatsapp at 0872406370 
+27 51 401 3000 or email applications@ufs.ac.za 

POSTGRADUATE APPLICATIONS

  • It is important to note that ALL Postgraduate programmes are selection programmes.  Click HERE to consult the 2026 Postgraduate Prospectus.
  • South African ID information will be verified by an external service provider. By continuing, you consent to this verification process.
  • In some instances, Honours, Masters, and Doctoral students are expected to apply directly to the department or to pre-register.  Please refer to the specific Faculty and departmental information to determine whether you need to apply directly or to pre-register.  Visit the Faculty and specific department web page for more information. 
  • Each prospective student must complete the online application.
  • Once your online application has been submitted and processed, you will receive a student number (Reference number).
  • Receiving a student number (Reference number) does NOT imply that you have been accepted by the University of the Free State yet. 
  • Admission is a separate process when your application will be evaluated by the relevant faculty.
  • Before you submit your online application and upload/email documents, please visit the relevant faculty/department website to confirm additional documentation that may be required e.g. departmental application form, CV, motivation, reports, dissertation/thesis proposal, etc.  Visit the Faculty and specific department web page for more information. 
  • Applicants transferring from another university/tertiary institution and all postgraduate applicants are required to upload an official full academic record/transcript, certificate of conduct and degree/diploma certificate, and SAQA certificate is required if you hold a foreign/ international qualification .
  • Advanced Diploma qualifications are classified as undergraduate.  It is however processed (administratively) as a postgraduate qualification due to previous studies involved. 
See also  LGSETA bursary 2026 for South Africans

Application Helpdesk Enquiries:

Connect Kovsie2Bot on Whatsapp at 0872406370 
+27 51 401 3000 or email applications@ufs.ac.za 

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Student Loans in South Africa: How to Apply and What to Expect

For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.

See also  Cipc Enquiries

What Are Student Loans?

Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.

Types of Student Loans in South Africa

  • NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
  • Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
  • Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.

Requirements to Qualify for a Student Loan

Each provider has its own criteria, but most South African student loans require the following:

  • Proof of South African citizenship or permanent residency
  • Proof of registration or acceptance at a recognised tertiary institution
  • Parent or guardian with a stable income to co-sign (for private loans)
  • Completed application form with supporting documents (ID, proof of income, academic records)

How to Apply for a Student Loan

To apply for a student loan in South Africa, follow these steps:

  1. Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
  2. Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
  3. Complete the application form online or at a branch.
  4. Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
  5. Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
See also  Available Courses and Programs for the University of Free State

Loan Amounts and Repayment

The loan amount you can receive depends on your chosen lender and financial need:

  • NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
  • Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.

Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.

FAQs on Student Loans in South Africa

1. Can I apply for a student loan without a parent or guardian?

For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.

2. Is NSFAS a loan or a bursary?

NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.

3. What is the interest rate on student loans?

Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.

4. What happens if I fail my courses?

If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.

5. Can I use a student loan to pay for accommodation and laptops?

Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.

Final Thoughts

Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.