| Type of Form | Description | Conditions |
| CoR 9.1 | Application to reserve a company name | Must be accompanied by a filing fee of R75 if filed manually, or R50 if filed electronically; and any relevant documentation or evidence required in terms of Regulation 8. |
| CoR 9.2 | Application for extension of name reservation | Must be accompanied by filing fee of R50 if filed manually, or R30 if filed electronically; and a statement required by in Regulation 9 (2)(b), and evidence required by Regulation 9 (2)(c), if applicable. |
| Type of form | Description | Conditions |
| CoR 10.1 | Application for Defensive Name Registration | Must be accompanied by a filing fee of R250 if filed manually, or R200 if filed electronically, and evidence of a direct and material interest in the name. |
| CoR 10.2 | Application for Renewal ofDefensive Name Registration | Must be accompanied by a filing fee of R50 if filed manually, or R30 if filed electronically, and evidence of a direct and material interest in the name. |
| CoR 11.1 | Application to transfer reservedor registered name | Must be accompanied by a filing fee of R100 if filed manually, or R75 if filed electronically, and evidence as required by Regulation 11 (1)(b). |
| CoR 14.1ABCD | Notice of Incorporation | Payment of a filing fee, subject to a credit–– (a) for any amount previously paid to reserve the company’s name; or (b) of an amount equal to the fee for name reservation, if the company has chosen to be known by its registration number alone. Must have Memorandum of Incorporation attached. Refer to Annexure 2, Table CR 2B for Incorporation fees. |
| Cor15.1A | Memorandum of Incorporation – Standard Short Form for Private Companies | This form must be filed with CoR14.1 Notice of Incorporation and required annexures and fees. (R175 subject to allowed reduction). |
| CoR15.1B | Memorandum of Incorporation – Long Standard Form for Private Companies | This form must be filed with CoR14.1 Notice of Incorporation and required annexures and fees. (R475 subject to allowed reduction). |
| CoR15.1C | Memorandum of Incorporation – Short Standard Form Non Profit Companies without members | This form must be filed with CoR14.1 Notice of Incorporation and required annexures and fees. (R175 subject to allowed reduction). |
| CoR15.1D | Memorandum of Incorporation – Long Standard Form Non Profit Companies without members | This form must be filed with CoR14.1 Notice of Incorporation and required annexures and fees. (R475 subject to allowed reduction). |
| CoR15.1E | Memorandum of Incorporation – Long Standard Form Non Profit Companies with members | This form must be filed with CoR14.1 Notice of Incorporation and required annexures and fees. (R475 subject to allowed reduction). |
| Type of Form | Purpose of Form | Conditions |
| CoR15.2 CoR15.2A | Notice of Amendment of Memorandum of Incorporation Notice of Amendment of Memorandum of Incorporation – Notice of Ring Fencing Provisions | Payment of a filing fee of R250. This Annexure must be filed with a Notice of Amendment, only if the amendment has changed the ring fencing status of the MoI |
| CoR15.3 | Notice of ALteration of Memorandum of Incorporation | |
| CoR15.4 | Notice of Translation of Memorandum of Incorporation | |
| CoR 15.5 | Notice of Consolidated Revision of Memorandum of Incorporation | Payment of R 250 fee. Must be accompanied by the consolidated revision of the Memorandum of Incorporation, together with a sworn statement, or a statement of an attorney or notary public, as required by section 17 (6). |
| CoR 16.1 | Notice of adoption, alteration or repeal of company rules | Payment of a filing fee of R100. |
| CoR 16.2 | Notice of result of rule ratification vote | Payment of a filing fee of R100. |
| CoR 17.1 | Application by foreign company to transfer registration to the Republic | Must be accompanied by R 400 fee and all materials listed in Regulation 17. |
| CoR 18.1 | Notice of Conversion of a close corporation | Must be accompanied by a filing fee, the Memorandum of Incorporation, and the consents required by Regulation 19 (1)(a). Refer to Annexure 2, Table CR 2B for fees related to Incorporation. |
| Type of Form | Purpose of Form | Conditions |
| CoR 20.1Annexure A | Notice of Registration of External Company | Payment of R 400 filing fee. Must be accompanied by a copy of the certificate of registration or comparable document issued by the jurisdiction within which the company was incorporated, and other items required by Regulation 22. |
| CoR 21.1 | Notice of Change of Registered Office | The prescribed fee is Nil. |
| CoR 21.2 | Notice of Person Authorised to Accept Service | The prescribed fee is Nil. |
| CoR 22 | Notice of Location of Company records | To be filed only if company records are not kept at its registered office. |
| CoR 24 | Request for Access to information | |
| CoR 25 | Notice of Change of Financial year end | Payment of a filing fee of R100. |
| CoR 31 | Notice of Board Resolution to convert par value shares | No fee to be charged for this transitional measure. |
| CoR 35.1 | Notice of existence of Pre-incorporation contract | |
| CoR 35.2 | Notice of decision relating to a Pre-Incorporation contract | |
| CoR 36.1 | Standard form notice to companies by holders of securities | Not to be filed with commission |
| CoR 36.2 | Standard form of notice by company to holders of its securities | Not to be filed with commission |
| CoR 36.3 | Notice to beneficial interest holders | Not to be filed with commission |
| CoR 36.4 | Standard form notice to company by director of personal financial interest | Not to be filed with commission |
| CoR 39 | Notice of Change concerning a Director | Prescribed fee is Nil. |
| Type of form | Description | Conditions |
| CoR 40.1 | Notice of resolution to wind up solvent company | Payment of R250 filing fee. |
| CoR 40.2 | Notice of transfer of company registration to foreign jurisdiction | Payment of R250 filing fee. |
| CoR 40.5 | Application for re-instatement of de-registered company | Payment of R200 fee. |
| CoR 44 | Notice of change of auditor or company secretary | |
| CoR 46.1 | Documents in relation to Employee Share Schemes | |
| CoR 46.2 | Annual certificate required relating to Employee Shares Schemes | |
| CoR 46.3 | Application to Commission to exclude categories of persons from rights offer | Payment of R 100 filing fee. |
| CoR 46.4 | Application to Commission to register prospectus | Draft Prospectus (No form) – R2000Final Prospectus (CoR46.4) – R5000 |
| CoR 46.5 | Registration Certificate of Prospectus | |
| CoR 46.6 | Application to permit information to be excluded from prospectus | Payment of R 300 filing fee. |
| CoR 89 | Notice of Amalgamation or Merger | Payment of R 250 filing fee, plus ancillary fees for any registration of new company, orde-registration of existing company |
| Type of Form | Description | Conditions |
| CoR 123.1 | Notice of start of Business Rescue Proceedings | |
| CoR 123.2 | Notice of appointment of Practitioner | |
| CoR 123.3 | Notice to not commence business rescue proceedings | |
| CoR 125.1 | Notice concerning status of Business Rescue Proceedings | |
| CoR 125.2 | Notice of Termination of Business Rescue Proceedings | |
| CoR 125.3 | Notice of Substantial Implementation of a Business Rescue Plan | |
| CoR 126.1 | Application for license as a Business Rescue Practitioner | Payment of R 500 application fee |
| CoR 126.2 | Certificate of Practitioner License | |
| CoR 134.1 | Application to Commission to be accredited as ADR provider | Payment of R 500 application fee. |
| CoR 135.1 | Complaint to Commission | |
| CTR 151 | Tribunal Notice of Hearing |
| Type of Form | Description | Conditions |
| CTR 160 | Tribunal Summons | |
| CoR 168 | Notice challenging filed information | |
| CoR 178 | Request for particulars regarding requested exemption |
| Type of Form | Description | Condition |
| CM 25 | Consent to waive period of notice of meeting to pass a special resolution | |
| CM 25A | Consent to propose and pass special resolution at meeting of which notice has not been given | |
| CM 26 | Special resolution | R80 + R150 penalty if not lodged within a month after the meeting |
| CM 100 | Statement of affairs |
Table of Contents
Related Resources
Student Loans in South Africa: How to Apply and What to Expect
For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.
What Are Student Loans?
Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.
Types of Student Loans in South Africa
- NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
- Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
- Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.
Requirements to Qualify for a Student Loan
Each provider has its own criteria, but most South African student loans require the following:
- Proof of South African citizenship or permanent residency
- Proof of registration or acceptance at a recognised tertiary institution
- Parent or guardian with a stable income to co-sign (for private loans)
- Completed application form with supporting documents (ID, proof of income, academic records)
How to Apply for a Student Loan
To apply for a student loan in South Africa, follow these steps:
- Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
- Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
- Complete the application form online or at a branch.
- Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
- Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
Loan Amounts and Repayment
The loan amount you can receive depends on your chosen lender and financial need:
- NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
- Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.
Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.
FAQs on Student Loans in South Africa
1. Can I apply for a student loan without a parent or guardian?
For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.
2. Is NSFAS a loan or a bursary?
NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.
3. What is the interest rate on student loans?
Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.
4. What happens if I fail my courses?
If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.
5. Can I use a student loan to pay for accommodation and laptops?
Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.
Final Thoughts
Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.