Here’s the rewritten information with the links retained:
What documents should I have ready for the application cycle?
- Current Matriculants: Upload Final Grade 11 results or Grade 12 June results.
- Already Matriculated applicants: You will have to upload your certified ID and Senior Certificate.
- Higher Qualifications than matric: You will have to upload your certified ID, Senior Certificate, your qualification(s) and study record.
- Postgraduate Applicants: Visit the Head of the Department / Assistant Deans, Research Innovation and Engagement to discuss research project for Masters or Doctorate study before applying online. For more information, Postgraduate Studies.
Application to the CUT is free
Individuals are promoting that they can assist prospective students in applying. The Central University of Technology, Free State (CUT) would like to warn all prospective students that there is no way other than the process described here for application.
If you are asked for money to assist you with your application, you are being swindled by scammers.
No application fee. No authorised consultants to assist with the application.
You have never applied to study at the Central University of Technology. This is your first application.
When should you Re-apply?
Applications at the Central University of Technology work in cycles. Each year there is a new application cycle, and your previous year’s application status does not carry over. Thus, you must re-apply for consideration in the next academic year. You re-apply because you have a record on the system, which you will now update with your current information. If you cannot update/change a field, it is required that you attach a document.
If you did not complete a year of study, you also re-apply.
CUT Continuing Students
You are currently a registered student and plan to start with a new programme of study, you must apply to do so.
Need more information?
- Go to Prospective student
- International Students, for assistance contact the Center for Global Engagement (CGE)
Need help with your application?
Have trouble with the system PIN or student number?
We have been receiving several enquiries about PIN and/or Student number for the application system. A guide has been created to assist.
- Download the Retrieve CUT PIN and/or Student nr steps.pdf (PDF)
Change or update Address and/or contact information
Having trouble updating your address or contact information? Download the how to change contact details guide (PDF) | 10 May
Two Factor Authentication (2FA) on CUT’s iEnabler
What’s iEnabler 2FA? It’s an extra layer of protection for iEnabler. Simply put, iEnabler 2FA adds an additional security step to your login process.
You will enter a unique verification code (sent to your phone) and password to access your account.
When you access iEnabler, there will be a prompt to activate 2FA, please do so.
For more help, download the iEnabler 2FA how-to manual (PDF)
Watch: How to Apply Online
Step-by-step system guide – Download the How to Apply Online – A System Guide (PDF) | 05 May
Read each step in the guide carefully before you complete it. It is important that you set aside time and do this slowly and carefully. Making changes to your application is a complicated process. Take care.
Table of Contents
Related Resources
Student Loans in South Africa: How to Apply and What to Expect
For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.
What Are Student Loans?
Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.
Types of Student Loans in South Africa
- NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
- Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
- Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.
Requirements to Qualify for a Student Loan
Each provider has its own criteria, but most South African student loans require the following:
- Proof of South African citizenship or permanent residency
- Proof of registration or acceptance at a recognised tertiary institution
- Parent or guardian with a stable income to co-sign (for private loans)
- Completed application form with supporting documents (ID, proof of income, academic records)
How to Apply for a Student Loan
To apply for a student loan in South Africa, follow these steps:
- Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
- Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
- Complete the application form online or at a branch.
- Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
- Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
Loan Amounts and Repayment
The loan amount you can receive depends on your chosen lender and financial need:
- NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
- Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.
Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.
FAQs on Student Loans in South Africa
1. Can I apply for a student loan without a parent or guardian?
For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.
2. Is NSFAS a loan or a bursary?
NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.
3. What is the interest rate on student loans?
Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.
4. What happens if I fail my courses?
If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.
5. Can I use a student loan to pay for accommodation and laptops?
Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.
Final Thoughts
Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.