Apply Now to Study at Sefako Makgatho Health Sciences University (SMU) 2026
Sefako Makgatho Health Sciences University (SMU)
Applications for the 2026 academic year at SMU are now open!
Located in Pretoria, Gauteng, SMU boasts a single campus dedicated to providing a comprehensive array of undergraduate and postgraduate degrees in health sciences.
How to Apply – SMU Online Application
To apply online, ensure you have internet access and a valid email address. Follow these steps:
- Visit the SMU website.
- Click on ‘Apply @ SMU.’
- Follow the provided link to access the application portal.
- Complete the application form accurately and thoroughly.
- Ensure your names match those on your identity/passport document.
- Specify your first and second choice degrees (if applicable).
- Complete the residence section (if applicable).
- Pay the non-refundable application fee of R200.00 and provide proof of payment using your ID/passport/student number generated by the system.
- Upload the required documents:
- Copy of your ID/passport document (compulsory).
- Copy of your final Grade 11 results or your National Senior/Matric/IEB Certificate (if applicable).
- Copy of your degree certificate(s) and academic record(s) from other universities (if attended).
- Copy of your marriage certificate/divorce decree (if applicable).
- Proof of non-refundable application fee payment of R200.
- Non-South African citizens and non-permanent residents must obtain a study permit prior to registering as students. Study permit applications should be submitted to the South African Home Affairs, Consulate, or High Commissioner in your country of residence/origin, issued in favor of Sefako Makgatho Health Sciences University, and submitted during registration.
Application Closing Dates
- 31 July for undergraduate programs.
- 30 August for postgraduate programs.
Faculties
SMU offers programs in various faculties, including:
- Medicine
- Health Care Sciences
- Oral Health Sciences
- Pharmacy
- Science and Technology
Communication Regarding Application Status
All updates regarding the status of your application will be communicated via SMS and/or phone call.
Apply now and embark on your journey to a rewarding career in health sciences at Sefako Makgatho Health Sciences University!
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Related Resources
Student Loans in South Africa: How to Apply and What to Expect
For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.
What Are Student Loans?
Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.
Types of Student Loans in South Africa
- NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
- Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
- Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.
Requirements to Qualify for a Student Loan
Each provider has its own criteria, but most South African student loans require the following:
- Proof of South African citizenship or permanent residency
- Proof of registration or acceptance at a recognised tertiary institution
- Parent or guardian with a stable income to co-sign (for private loans)
- Completed application form with supporting documents (ID, proof of income, academic records)
How to Apply for a Student Loan
To apply for a student loan in South Africa, follow these steps:
- Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
- Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
- Complete the application form online or at a branch.
- Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
- Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
Loan Amounts and Repayment
The loan amount you can receive depends on your chosen lender and financial need:
- NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
- Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.
Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.
FAQs on Student Loans in South Africa
1. Can I apply for a student loan without a parent or guardian?
For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.
2. Is NSFAS a loan or a bursary?
NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.
3. What is the interest rate on student loans?
Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.
4. What happens if I fail my courses?
If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.
5. Can I use a student loan to pay for accommodation and laptops?
Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.
Final Thoughts
Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.