How to apply?
Application forms must be completed in full and sent to the cidb together with all required supporting documents. All applications must be submitted on an approved registration form, which may be collected at any of our cidb Provincial Offices nationwide or downloaded from our website at www.cidb.org.za.
Follow the steps below when applying for registration at the cidb.
•Read the guidance pages on the application form.
•Ensure that you understand what is required for the grade that you are applying for.
•Complete the relevant sections of the application form.
•Use the checklist in the application form to see if you have attached all the required documents.
•Submit the form together with supporting documents and proof of payment.
NB: Keep a copy of the registration form and supporting documents for your records.
Contact details
All contact details must be provided. These details will be used in all correspondence with you after the grading has been granted. Ensure that details are updated should they change after the application has been lodged.
Details of the person responsible for liaising with the register must be provided.
How long does it take to register?
NB: Application forms that are not properly filled in and that do not have all the necessary supporting documents cause delays.
A guide to compliance
Always ensure that your supporting documents are not outdated or invalid. A certified copy must always have an original stamp and signature of the commissioner of oaths.
To enable the cidb to process applications timeously, please ensure that your application is accompanied by all documents required for the specific grade for which you are applying and the correct particulars are provided.
Non-Compliant applications
Contractors whose applications are considered as non- compliant have a 60 days grace period in which to submit outstanding documents.
Failure to comply will result in cancellation of the application.
Registration Fees
How much must you pay?
Applications must be accompanied by proof of payment of administration fees (for all grades) as well as annual fees (for grades 2 and higher). A contractor applying for more than one grade in Grades 2 to 9 only needs to pay the annual fees for the highest grade, but is required to pay an admin fee per class of works applied for.
NB: Administration fee is non-refundable (for both compliant and non-compliant applications)
| Grading | Upper Limit of | Admin Fee for | Annual Fees for | ||
| Range | Applied for | Destination | |||
| Tender Value | Each Grade | Highest Grading | |||
| 1 | R200 000 | R450 | R- | ||
| 2 | R650 000 | R450 | R250 | ||
| 3 | R2 | 000 000 | R750 | R350 | |
| 4 | R4 | 000 000 | R750 | R900 | |
| 5 | R6 | 500 000 | R750 | R1750 | |
| 6 | R13 | 000 000 | R750 | R3 | 500 |
| 7 | R40 | 000 000 | R750 | R9 | 000 |
| 8 | R130 | 000 000 | R750 | R29 | 000 |
| 9 | No limit | R750 | R55 | 000 |
Method of payment
•Direct Deposit;
•Electronic Funds Transfer (EFT);
•Credit / Debit Card at the cidb Offices.
NB: Please note that the cidb does not accept cash payments and cheques over the counter.
Important note when making Electronic Funds Transfers and Direct Deposits
•Contractors already registered with the cidb should please use their registration number (CRS Number) as the reference.
•Contractors applying to be registered with the cidb for the first time should use their legal enterprise name as reference when making a payment.
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Related Resources
Student Loans in South Africa: How to Apply and What to Expect
For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.
What Are Student Loans?
Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.
Types of Student Loans in South Africa
- NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
- Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
- Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.
Requirements to Qualify for a Student Loan
Each provider has its own criteria, but most South African student loans require the following:
- Proof of South African citizenship or permanent residency
- Proof of registration or acceptance at a recognised tertiary institution
- Parent or guardian with a stable income to co-sign (for private loans)
- Completed application form with supporting documents (ID, proof of income, academic records)
How to Apply for a Student Loan
To apply for a student loan in South Africa, follow these steps:
- Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
- Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
- Complete the application form online or at a branch.
- Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
- Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
Loan Amounts and Repayment
The loan amount you can receive depends on your chosen lender and financial need:
- NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
- Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.
Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.
FAQs on Student Loans in South Africa
1. Can I apply for a student loan without a parent or guardian?
For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.
2. Is NSFAS a loan or a bursary?
NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.
3. What is the interest rate on student loans?
Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.
4. What happens if I fail my courses?
If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.
5. Can I use a student loan to pay for accommodation and laptops?
Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.
Final Thoughts
Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.