Do I need a new photo to renew my driving Licence?

If your license has already expired, you would need 2 black and white ID photographs for the temporary licence (optional). You can bring these along. There is also a booth at most testing stations that will take the photographs for you. It is around R50 for a set of 4. In Johannesburg, only 1 photograph (colour or black & white) is required. The Randburg testing centre requires 2x black and white photos for renewal. In Vanderbijlpark, only 1 colour photograph is needed.

What you need to take with you:

  • Original ID document or Smart Card ID. (An A4 copy of ID is required in Edenvale, Johannesburg. Maybe their photocopiers are broken!).
  • Proof of residence. This needs to be an official document not older than three (3) months that clearly states your address, for example, a bank statement, account or utility bill.
  • Take a pen with you. They do not have pens there.
  • Glasses or contact lenses if needed for driving.
  • Your current or expired drivers licence. If your licence has already expired you can take out a temp licence for R90. This is not compulsory and you have to ask for the temporary licence at the cashier. A fee of R90 is payable in cash.
  • 2 black and white ID photographs for the temporary licence (optional). You can bring these along. There is also a booth at most testing stations that will take the photographs for you. It is around R50 for a set of 4. In Johannesburg, only 1 photograph (colour or black & white) is required. The Randburg testing centre requires 2x black and white photos for renewal. In Vanderbijlpark, only 1 colour photograph is needed.
  • DL1 (green) form. This form can be obtained at the testing centre or online from the eNatis website here. Fill out sections A, B and D. Andrea pointed out in the comments: “I had to use the department’s form because it needs to be in a double sided-A3 format (like a file) so their docs can be inserted in it.” Liam also pointed out that Marlboro does not accept the web form and you have to fill out theirs. One of our readers, Chanel has kindly edited an A3 version of the form here.
  • Gauteng users new to book online in advance at https://online.natis.gov.za which will have a list of all Gauteng RTI’s only. The RTMC will pilot the project in Gauteng and will be rolled out to other provinces in future.

Student Loans in South Africa: How to Apply and What to Expect

For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.

What Are Student Loans?

Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.

Types of Student Loans in South Africa

  • NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
  • Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
  • Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.

Requirements to Qualify for a Student Loan

Each provider has its own criteria, but most South African student loans require the following:

  • Proof of South African citizenship or permanent residency
  • Proof of registration or acceptance at a recognised tertiary institution
  • Parent or guardian with a stable income to co-sign (for private loans)
  • Completed application form with supporting documents (ID, proof of income, academic records)

How to Apply for a Student Loan

To apply for a student loan in South Africa, follow these steps:

  1. Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
  2. Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
  3. Complete the application form online or at a branch.
  4. Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
  5. Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.

Loan Amounts and Repayment

The loan amount you can receive depends on your chosen lender and financial need:

  • NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
  • Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.

Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.

FAQs on Student Loans in South Africa

1. Can I apply for a student loan without a parent or guardian?

For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.

2. Is NSFAS a loan or a bursary?

NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.

3. What is the interest rate on student loans?

Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.

4. What happens if I fail my courses?

If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.

5. Can I use a student loan to pay for accommodation and laptops?

Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.

Final Thoughts

Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.

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