Bachelor of Theology in Missional Ministry (NQF level 7)
SAQA ID: 111022 – SAQA Decision Number 06120/18
Minimum Credits: 360
Accreditation and registration
Hugenote Kollege NPC is provisionally registered with the Department of Higher
Education and Training until 31 December 2023 as a private higher education
institution under the Act. Registration certificate no. 2019/HE08/002
Lay Ministers with Preaching and Worship Leading Skills
Accreditation
The course is accredited by the Hugenote Kollege and recognized by the Dutch
Reformed Church as a qualification for the confirmation of church council members
and/or members who are equipped to lead worship services and preach the Gospel.
It is therefore a non-SAQA accredited course for which a Church Diploma is
awarded to successful candidates.
Lay Ministers with Youth and Family Ministry Skills
Accreditation
The course is accredited by the Hugenote Kollege and recognized by the Dutch
Reformed Church as a qualification for the confirmation of church council members
and/or members who are equipped to minister to youth and families. It is therefore
a non-SAQA accredited course for which a Church Diploma is awarded to
successful candidates.
Lay Ministers with Pastoral Care Skills
Accreditation
The Pastoral Care Skills course is a non-SAQA accredited course offered by
Hugenote Kollege, Wellington via distance learning. A Hugenote Kollege Church
Diploma is awarded to successful candidates. This diploma is accepted by the Dutch
Reformed Church as sufficient training to be confirmed as a lay member or elder
with a speciality skill in the church.
Lay Ministers with Community Diaconate Skills
Accreditation
The course is accredited by the Hugenote Kollege and recognized by the Dutch
Reformed Church as a qualification for the confirmation of church council members
and/or members who are equipped with skills to render diaconal services in
congregations and their communities. It is therefore a non-SAQA accredited course
for which a Church Diploma is awarded to successful candidates.
Ancient Bible Languages
Accreditation
The Hugenote Kollege in Wellington is offering training in Biblical Hebrew and
Greek since April the previous year. Although it will initially be offered as nonSAQA accredited courses, the plan is to develop it processive and in phases and
eventually officially accredit it with SAQA. Both courses will be presented in the
same format and have been developed to be worth 24 credits according to SAQA
standards.
Student Loans in South Africa: How to Apply and What to Expect
For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.
What Are Student Loans?
Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.
Types of Student Loans in South Africa
- NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
- Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
- Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.
Requirements to Qualify for a Student Loan
Each provider has its own criteria, but most South African student loans require the following:
- Proof of South African citizenship or permanent residency
- Proof of registration or acceptance at a recognised tertiary institution
- Parent or guardian with a stable income to co-sign (for private loans)
- Completed application form with supporting documents (ID, proof of income, academic records)
How to Apply for a Student Loan
To apply for a student loan in South Africa, follow these steps:
- Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
- Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
- Complete the application form online or at a branch.
- Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
- Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
Loan Amounts and Repayment
The loan amount you can receive depends on your chosen lender and financial need:
- NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
- Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.
Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.
FAQs on Student Loans in South Africa
1. Can I apply for a student loan without a parent or guardian?
For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.
2. Is NSFAS a loan or a bursary?
NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.
3. What is the interest rate on student loans?
Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.
4. What happens if I fail my courses?
If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.
5. Can I use a student loan to pay for accommodation and laptops?
Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.
Final Thoughts
Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.