R500,000 new car price minus the R50,000 deposit. The car buyer would pay a monthly installment of R9,435 over 60 terms (5 years). The total interest amount paid back would be R110,772. The total cost of the finance agreement, including admin fees and a finance initiation fee, would be R566,119.
How much you pay back – No deposit
If you are not able to put down a deposit on the car and need to finance the full R500,000, the monthly installments and interest will be higher.
In this situation you would pay:
- R10,473 per month in installments over 60 terms.
- R123,047 in interest.
- The total cost of the finance agreement would be R628,394
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