A driving licence issued in any country other than South Africa (RSA), is valid to drive with in the RSA if:
- The foreign driving licence was issued on a date on which the holder thereof has not been permanently or ordinarily resident in the RSA. A person is permanently resident in the RSA if he/she is a RSA citizen, or disposes over the right to permanently reside in the RSA based on an official document issued by the Department of Home Affairs, and he/she resides in the RSA. A person is ordinarily resident in the RSA if he/she is in the RSA on an extended visit of more than three months on a contract of employment (not just visiting). The permanent residence requirement does not apply to a holder of a diplomatic permit or a treaty permit; and
- The licence is in English OR a translation of the licence in English is attached to the licence OR a certificate of authenticity or validity in English which was issued by a competent authority (e.g. the Embassy or Consulate) of the country concerned, is attached to the licence. The legislation does not prescribe who should attach a translation or a certificate of authenticity or validity to a driving licence, how it should be attached or when it should have been attached. The legislation also does not prescribe that the translation should state the capacity of vehicle the licence authorises. The code of the licence does not necessarily relate to a South African licence code, and therefore should describe the capacity of vehicle the licence authorise; and
- The licence contains or has attached thereto the photograph and signature of the holder thereof. The legislation does not prescribe who should attach a photograph and signature to a driving licence, how it should be attached or when it should have been attached. The rule of thumb here should be that if a licence does not have the holders photograph or signature contained on it, some other formal document like a passport that contain the persons photograph or signature should accompany the licence; and
- The licence is valid in the country or territory of issue.
A foreign driving licence remains valid until:
- In the case where the holder of such foreign licence is an RSA citizen or a person that already have permanent residence, the person returns to the Republic to resume permanent residence and has been permanently resident for a continuous period of 1 year in the RSA; or
- In the case of another person, the person obtains permission in terms of any law for permanent residence in the Republic and has taken up permanent residence and has been permanently resident for a continuous period of 1 year in the RSA. The question is raised whether contract workers and visitors can be regarded as permanently resident in the RSA. If contract workers and visitors do not comply with the aforementioned conditions, regardless of the length of their stay in the RSA, they are not permanently resident in the RSA. The permanent residence requirement does not apply to a holder of a diplomatic permit or a treaty permit.
The holder of a foreign driving licence (excluding a provisional (or learners) licence) issued in a prescribed territory (the Southern African Development Community member states, including Angola, Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Zambia, Zimbabwe and Tanzania) as referred to above may drive:
- A motor vehicle of the appropriate class for own use; and
- A motor vehicle for which a professional driving permit is required in the RSA if the foreign licence allows the person concerned to drive such a motor vehicle without any other authorisation in his/her territory. Should a further authorisation be required to drive such a motor vehicle in his/her country then the person should also have such an authorisation with him/her when driving such a vehicle. Any document issued by a competent authority in any prescribed territory and serving in that territory a purpose similar to that of a professional driving permit shall, subject to the conditions thereof and to such conditions as may be prescribed, be deemed to be a professional driving permit for the purposes of the Act.
A professional driving permit is required for the driving of:
- A goods vehicle, the gross vehicle mass of which exceeds 3 500 kilograms;
- A breakdown vehicle;
- A bus;
- A minibus
(i) the gross vehicle mass of which exceeds 3 500 kilograms; or
(ii) which is designed or adapted for the conveyance of 12 or more persons, including the driver;
- a motor vehicle used for the conveyance of persons for reward or is operated in terms of a operating licence issued in accordance with the NLTTA;
- a motor vehicle used for the conveyance of dangerous goods; and
- a motor vehicle conveying 12 or more persons including the driver.
The holder of a foreign driving licence (excluding a provisional (or learners) licence) issued in any other country (excluding a prescribed territory) as referred to above may drive a motor vehicle of the appropriate class for own use. The person concerned may not drive a motor vehicle for which a professional driving permit is required.
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Related Resources
Student Loans in South Africa: How to Apply and What to Expect
For many young South Africans, accessing higher education is a dream that often comes with a financial challenge. Fortunately, several student loan optionsstrong> are available in South Africa to help fund university, college, or TVET studies. Whether you’re looking for a government loan like NSFAS or a private student loan from a bank, understanding the process is essential for success.
What Are Student Loans?
Student loans are a form of financial aid provided to eligible students to help cover tuition fees, books, accommodation, and other study-related expenses. In South Africa, these loans can come from government institutions like NSFAS or private banks such as Nedbank, Standard Bank, FNB, and Absa. Most loans offer repayment flexibility and low-interest options until you graduate.
Types of Student Loans in South Africa
- NSFAS (National Student Financial Aid Scheme): A government-funded loan/grant program for students from low-income households. Covers tuition, housing, transport, and meals.
- Bank Student Loans: Offered by most major banks. These are credit-based and require a guardian or parent as a co-signer.
- Private Loan Providers: Companies like Fundi offer educational loans covering various costs such as school fees, gadgets, and textbooks.
Requirements to Qualify for a Student Loan
Each provider has its own criteria, but most South African student loans require the following:
- Proof of South African citizenship or permanent residency
- Proof of registration or acceptance at a recognised tertiary institution
- Parent or guardian with a stable income to co-sign (for private loans)
- Completed application form with supporting documents (ID, proof of income, academic records)
How to Apply for a Student Loan
To apply for a student loan in South Africa, follow these steps:
- Identify your loan provider: Choose between NSFAS, a bank, or a private lender.
- Gather necessary documents: ID copies, academic transcripts, acceptance letters, and income statements.
- Complete the application form online or at a branch.
- Await approval: Some banks offer instant decisions, while NSFAS can take a few weeks.
- Receive disbursement: Funds are typically paid directly to the institution or your account, depending on the lender.
Loan Amounts and Repayment
The loan amount you can receive depends on your chosen lender and financial need:
- NSFAS: Covers full tuition, residence, books, and a personal allowance. The loan becomes a bursary if you pass all your courses.
- Banks: Can provide up to R120,000 or more annually, depending on tuition costs and credit history.
Repayment usually starts after graduation or once you start earning an income. Bank loans may require interest-only payments during your studies. NSFAS repayment only begins when you earn above a specific income threshold.
FAQs on Student Loans in South Africa
1. Can I apply for a student loan without a parent or guardian?
For government loans like NSFAS, yes. But most banks require a financially responsible co-signer, especially for students without an income.
2. Is NSFAS a loan or a bursary?
NSFAS starts as a loan, but it converts to a bursary if you meet academic performance requirements. This means you may not have to pay it back.
3. What is the interest rate on student loans?
Private banks offer competitive rates between 5% and 12%, depending on the applicant's credit profile. NSFAS charges a much lower interest rate, usually linked to inflation.
4. What happens if I fail my courses?
If you’re funded by NSFAS and fail, your loan won’t convert into a bursary, and you’ll need to repay the full amount. Banks may continue charging interest, and your co-signer may be held liable.
5. Can I use a student loan to pay for accommodation and laptops?
Yes. Both NSFAS and many bank student loans cover costs beyond tuition, including housing, meals, textbooks, and electronic devices like laptops or tablets.
Final Thoughts
Student loans in South Africa offer a much-needed financial lifeline to thousands of students every year. Whether you're applying through **NSFAS** or a private bank, ensure you understand the **terms, interest rates, and repayment conditions** before signing any agreement. Make informed decisions today to secure your academic and financial future tomorrow.